The Ensemblex Exchange Podcast

Every Decision is a Credit Decision: The Universal Truths of Lending

Episode Summary

Are the "physics" and math of lending universal? Moving to the U.S. from India to join Capital One, Kunal Kaul learned that the rules of the road certainly aren't. After an adjustment period that Kunal calls a dark comedy, Kunal spent 14 years at Capital One learning enduring lessons about the fundamentals of lending and a can-do culture (AKA "possibility-oriented thinking.") He's since applied and adapted those lessons to lend across the spectrum in the U.S., the Philippines, Mexico, Kenya, and India. Kunal's broad experience has given him a great grasp of the immutable truths of credit. Tune in to hear his wisdom, his "dark comedy", and his mission to bring financial products to the Global Majority.

Episode Notes

Find Kunal and Ensemblex on LinkedIn.

 

Hosted by: Shawn Budde

Guest: Kunal Kaul 

Produced by: Meagan LeBlanc

Theme Music by: Brad Frank